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In MBNA America Bank, N.A. v. Ruhl, No. 4:CV 06-2184, 2007 WL 1031553 (M.D. Pa. Mar. 29, 2007), MBNA issued a credit card to Ruhl. The cardholder agreement contained an arbitration clause whereby all disputes between the parties would be submitted to binding arbitration through the National Arbitration Forum.
When Ruhl brought claims alleging that MBNA violated the Truth in Lending Act, MBNA filed a motion to compel arbitration. Since the arbitration agreement applied to all disputes between the parties, and since many other district courts had enforced the same arbitration agreement, the Court ordered the parties to arbitrate the dispute.
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