Discover Financial Services v. Ryan G Foo / PPA Media Services
Claim Number: FA1401001540978
Complainant is Discover Financial Services (“Complainant”), represented by Paul D. McGrady of Winston & Strawn, Illinois, USA. Respondent is Ryan G Foo / PPA Media Services (“Respondent”), Chile.
REGISTRAR AND DISPUTED DOMAIN NAME
The domain name at issue is <discovercardlogin.com>, registered with Internet.bs Corp.
The undersigned certifies that he has acted independently and impartially and to the best of his knowledge has no known conflict in serving as Panelist in this proceeding.
David E. Sorkin as Panelist.
Complainant submitted a Complaint to the National Arbitration Forum electronically on January 27, 2014; the National Arbitration Forum received payment on January 28, 2014.
On February 3, 2014, Internet.bs Corp. confirmed by e-mail to the National Arbitration Forum that the <discovercardlogin.com> domain name is registered with Internet.bs Corp. and that Respondent is the current registrant of the name. Internet.bs Corp. has verified that Respondent is bound by the Internet.bs Corp. registration agreement and has thereby agreed to resolve domain disputes brought by third parties in accordance with ICANN’s Uniform Domain Name Dispute Resolution Policy (the “Policy”).
On February 7, 2014, the Forum served the Complaint and all Annexes, including a Written Notice of the Complaint, setting a deadline of February 27, 2014 by which Respondent could file a Response to the Complaint, via e-mail to all entities and persons listed on Respondent’s registration as technical, administrative, and billing contacts, and to postmaster@discovercardlogin.com. Also on February 7, 2014, the Written Notice of the Complaint, notifying Respondent of the e-mail addresses served and the deadline for a Response, was transmitted to Respondent via post and fax, to all entities and persons listed on Respondent’s registration as technical, administrative and billing contacts.
Having received no response from Respondent, the National Arbitration Forum transmitted to the parties a Notification of Respondent Default.
On March 7, 2014, pursuant to Complainant's request to have the dispute decided by a single-member Panel, the National Arbitration Forum appointed David E. Sorkin as Panelist.
Having reviewed the communications records, the Administrative Panel (the "Panel") finds that the National Arbitration Forum has discharged its responsibility under Paragraph 2(a) of the Rules for Uniform Domain Name Dispute Resolution Policy (the "Rules") "to employ reasonably available means calculated to achieve actual notice to Respondent" through submission of Electronic and Written Notices, as defined in Rule 1 and Rule 2. Therefore, the Panel may issue its decision based on the documents submitted and in accordance with the ICANN Policy, ICANN Rules, the National Arbitration Forum's Supplemental Rules and any rules and principles of law that the Panel deems applicable, without the benefit of any response from Respondent.
Complainant requests that the domain name be transferred from Respondent to Complainant.
A. Complainant
Complainant is a leading credit card and electronic payment services company. Complainant operates the DISCOVER Credit Card, among other products and services. Complainant uses the DISCOVER trademark in connection with its credit card business and other financial services. The DISCOVER mark is registered in the United States, Chile, and elsewhere, and Complainant asserts that the mark has become famous.
Respondent registered the disputed domain name <discovercardlogin.com> on December 19, 2006, well after the date of Complainant’s U.S. and Chilean trademark registrations, using a privacy service to shield its identity. Complainant contends that the disputed domain name, which incorporates Complainant’s DISCOVER mark and terms relating to services provided under the mark, is confusingly similar to the mark.
The disputed domain name was initially used in conjunction with a website targeted at Complainant’s customers and offering a credit score service, then was redirected to a website used in conjunction with a pay-per-click advertising scheme containing ads for Complainant’s competitors. More recently, it has been used in connection with a different pay-per-click scheme also featuring ads for Complainant’s direct competitors. Complainant states that it has not licensed or otherwise authorized Respondent to use its marks, and asserts that Respondent has never been commonly known by the disputed domain name. Complainant alleges that Respondent has never used the domain name in connection with a legitimate business, and that Respondent’s use of the domain name is neither a bona fide offering of goods or services nor a legitimate noncommercial or fair use. Complainant further asserts that Respondent’s use of the domain name demonstrates that it had actual knowledge of Complainant’s mark when it registered the domain name, and suggests that even in the absence of actual knowledge, Respondent should be deemed to have had constructive knowledge of the mark based upon Complainant’s trademark registrations and the fame and notoriety of Complainant’s mark. On these grounds Complainant contends that Respondent lacks rights or legitimate interests in the disputed domain name and that the domain name was registered and is being used in bad faith.
B. Respondent
Respondent failed to submit a response in this proceeding.
The Panel finds that the disputed domain name is confusingly similar to a mark in which Complainant has rights; that Respondent lacks rights or legitimate interests in respect of the disputed domain name; and that the disputed domain name was registered and has been used in bad faith.
Paragraph 15(a) of the Rules instructs this Panel to "decide a complaint on the basis of the statements and documents submitted in accordance with the Policy, these Rules and any rules and principles of law that it deems applicable."
Paragraph 4(a) of the Policy requires that Complainant must prove each of the following three elements to obtain an order that a domain name should be cancelled or transferred:
(1) the domain name registered by Respondent is identical or confusingly similar to a trademark or service mark in which Complainant has rights; and
(2) Respondent has no rights or legitimate interests in respect of the domain name; and
(3) the domain name has been registered and is being used in bad faith.
In view of Respondent's failure to submit a response, the Panel shall decide this administrative proceeding on the basis of Complainant's undisputed representations pursuant to paragraphs 5(e), 14(a) and 15(a) of the Rules and draw such inferences it considers appropriate pursuant to paragraph 14(b) of the Rules. The Panel is entitled to accept all reasonable allegations and inferences set forth in the Complaint as true unless the evidence is clearly contradictory. See Vertical Solutions Mgmt., Inc. v. webnet-marketing, inc., FA 95095 (Nat. Arb. Forum July 31, 2000) (holding that the respondent’s failure to respond allows all reasonable inferences of fact in the allegations of the complaint to be deemed true); see also Talk City, Inc. v. Robertson, D2000-0009 (WIPO Feb. 29, 2000) (“In the absence of a response, it is appropriate to accept as true all allegations of the Complaint.”).
The disputed domain name is identical to Complainant’s DISCOVER mark, but for the addition of the generic terms “card” and “login” and the top-level domain suffix “.com”. These alterations do not diminish the similarity between the domain name and Complainant’s mark. See, e.g., Discover Financial Services v. Restl, FA 1534599 (Nat. Arb. Forum Jan. 24, 2014) (finding <discovercardlogon.com> confusingly similar to DISCOVER). The Panel finds that the disputed domain name is confusingly similar to Complainant’s mark.
Under the Policy, the Complainant must first make a prima facie case that the Respondent lacks rights and legitimate interests in the disputed domain name, and then the burden shifts to the Respondent to come forward with concrete evidence of such rights or legitimate interests. See Hanna-Barbera Prods., Inc. v. Entm’t Commentaries, FA 741828 (Nat. Arb. Forum Aug. 18, 2006).
The disputed domain name incorporates Complainant’s mark without authorization, and apparently its sole use has been in connection with websites that contain advertising links to competitors of Complainant. See, e.g., Discover Financial Services v. Restl, supra (finding lack of rights or legitimate interests in similar circumstances). Complainant has made a prima facie case that Respondent lacks rights and legitimate interests in the domain name, and Respondent has failed to come forward with any evidence of such rights or interests. Accordingly, the Panel finds that Complainant has sustained its burden of proving that Respondent lacks rights or legitimate interests in respect of the disputed domain name.
Finally, Complainant must show that the disputed domain name was registered and has been used in bad faith. Under paragraph 4(b)(iii) of the Policy, bad faith may be shown by evidence that Respondent registered the disputed domain name “primarily for the purpose of disrupting the business of a competitor.” Under paragraph 4(b)(iv), bad faith may be shown by evidence that “by using the domain name, [Respondent] intentionally attempted to attract, for commercial gain, Internet users to [Respondent’s] web site or other on-line location, by creating a likelihood of confusion with the complainant's mark as to the source, sponsorship, affiliation, or endorsement of [Respondent’s] web site or location or of a product or service on [Respondent’s] web site or location.”
Respondent’s registration of a domain name that is nearly identical to Complainant’s famous mark, together with the use of that domain name to link to commercial websites that compete with Complainant, is indicative of bad faith under paragraphs 4(b)(iii) and 4(b)(iv). See, e.g., Discover Financial Services v. Restl, supra. The Panel so finds.
Having considered the three elements required under the ICANN Policy, the Panel concludes that relief shall be GRANTED.
Accordingly, it is Ordered that the <discovercardlogin.com> domain name be TRANSFERRED from Respondent to Complainant.
David E. Sorkin, Panelist
Dated: March 12, 2014
Click Here to return to the main Domain Decisions Page.
Click Here to return to our Home Page